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Getting Pre-approved
 
A pre-approval is your lender's written commitment to finance your home purchase up to a specific amount. Getting pre-approved is a smart move for serious homebuyers because it shows sellers that you come to the negotiating table ready to complete the transaction.

Pre-approval vs. Prequalification
A pre-approval indicates that a lender has taken a detailed look into your financial background and has committed to lend you a certain amount of money, pending specific property details. Because pre-approval includes a credit check, it's more powerful than a prequalification letter, which generally only estimates what you can afford based on information you've provided.
  Patrick, Real Estate Professional in Colorado
 
Denver Weather Forecast, CO
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